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American Expat Services

Specializing in Tax, Business, Financial and Estate Planning and Consulting Services for American Expats


About Us


American Expat Services was formed as a means of providing funding for Lovingkindness Ministries, Inc, a Philippines-registered non-profit organization engaged in providing assistance to street children, homeless families and disaster victims.  While originally formed to provide tax and financial consulting services primarily to American expatriates living in the Philippines,  AES now provides services to clients in thirty-six countries on five continents.

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Randy Bradbury, EA, ChFC, CLU


Curriculum Vitae 

 Self-funding missionary in the Philippines and SE Asia for 7+ years

Founder, Co-Director of Lovingkindness Ministries Inc. and Lovingkindness Ambassadors Inc.

25+ years in financial services

1000’s of Expat tax returns filed

$3.5 million+ in refunds for clients (past 10 years)


Professional qualifications:

Chartered Financial Consultant

Chartered Life Underwriter

Registered Tax Return Preparer

Enrolled Agent


Past licenses held:

Life & Health Insurance, Annuities, Series 6, 63, 22 & 7



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Billy Morgan, CPA, MBA

Billy Morgan is a full-time missionary living in Baguio City, Philippines, but also an Alabama-licensed CPA with more than ten years experience in corporate and personal accounting and taxes.  Billy began assisting American Expat Services and our sister company, Missionary Tax and Consulting Services, in 2012, and has been a great asset, particularly in areas where more complex accounting is required. 
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